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What is a share charge?
Introduction Understanding the intricacies of business law is pivotal for navigating the world of commerce effectively. One such integral term is the 'share charge,' a legal concept utilised within the framework of business financing and loan acquisition. At its core,...
Understanding Debentures: A Comprehensive Guide for Investors and Business Owners
Introduction Debentures are a type of debt instrument used by companies to raise capital. They are unsecured or secured bonds that represent a loan made to the company, with the promise to pay periodic interest to the holders and repay the principal. The term...
DeFi Lending
Decentralized finance (DeFi) lending is a rapidly growing industry that is revolutionizing the way we think about borrowing and lending money. Using blockchain technology, DeFi lending platforms allow for peer-to-peer lending and borrowing without the need for a...
Venture capital | Convertible loan notes and bridging rounds
What is venture capital? Venture capital is a form of private equity financing that is provided to startup companies and small businesses with high growth potential. This funding is usually provided by venture capital firms or individual investors, who invest in the...
The world of asset backed securities
What is an asset backed security ? Borrowing against securities, also known as securities-based lending, is a financial practice in which an individual or entity uses their securities portfolio as collateral to obtain a loan. This type of lending is often used by...
ChatGPT | AI and the Future of Lending?
What is a ChatGPT? ChatGPT is a language generation model developed by OpenAI. It is based on the GPT (Generative Pre-training Transformer) architecture and is trained on a large dataset of human-generated text. The model is able to generate human-like text in...
Exit Finance | The real deal
What is a Exit Finance? Exit finance, also known as exit financing or exit funding, refers to the process of obtaining financial resources to support the sale or transfer of ownership of a business or real estate development project. This type of financing is...
Are crypto loans the future?
What is a Crypto Loan? Crypto loans are an increasingly popular financial product, allowing crypto holders to access the value of their crypto portfolio without having to sell it. By taking out a crypto loan, borrowers can receive funds in fiat currency but still...
Property Market Trends in 2023
What lies ahead The property market in the UK has been subject to a range of changes in recent years, and with forecasts suggesting that the economy may be on the edge of a recession, this could lead to further cooling off periods for the market. In 2023, these trends...